Purchasing a home is one of the most important decisions you will make in your lifetime. The mortgage process can be daunting, which makes it critical to partner with a reputable team. The Oswald Lending Team at Idaho First Mortgage is more than qualified to walk you through this rigorous process. Derek is in the business of helping families achieve their dreams of home ownership. It is his ultimate goal to create lasting relationships with each of his clients so that he may continue to provide excellent service for many years to come.

Your home loan is about you and your family’s goals. Every borrower has a unique situation, and every borrower deserves the capability to choose what’s best for them. It is Derek's job to provide you with the tailored options that are available to you, and assist you in making the best financial decision for your family. He will guide you along the path to insure a smooth and comfortable process.

The Oswald Lending Team is a local Idaho Lender that helps serve Idaho Falls, Ammon, Rigby, Rexburg, and other surrounding areas.

Derek and his team would be honored to earn your business and your friendship! Idaho First Mortgage specializes in the following:Home lending for purchase transactions:



Conventional

FHA

VA

USDA Rural Development loans

100% financing options with NO money down

Grant and down payment assistance programs

VA and USDA 100% financing

High balance loans over $417,00010% down

No mortgage insurance

Refinance transactions

No closing cost options available for

FHA streamline

VA Interest Rate Reduction

Conventional Financing